… Reasons why I love my Tangeringe Canada Free Checking Account.
No-Fee Daily Chequing
TANGERINE Chequing is an online account that has no monthly fees. With TANGERINE Chequing, you can deposit, withdraw or transfer your money fee-free. You get unlimited Interac® debit purchases with your TANGERINE Chequing Account, no Fees.
You also get unlimited bill payments and transactions so you’ll be able to pay all your bills or go shopping without having having to worry about the number of transactions or wonder if your bank is going to charge a Fee..
NEW! No-Fee Tangerine Money-Back Credit Card
With a Tangerine Money-Back Credit Card, every purchase you make earns you cash back that you can have deposited directly back onto your Credit Card to apply towards your balance, or into a Tangerine Savings Account, each month. So you’ll save money even when you’re spending. You get 2% Money-Back Rewards on your purchases in select 2% Money-Back Categories, and 1% Money-Back Rewards on all other purchases.
Unlike other credit cards, where rewards need to be requested or come with unreasonable restrictions, the Tangerine Money-Back Credit Card has no limits on how much cash back you can earn. There is no annual fee, which means you’re not paying a price to earn your Rewards, either. It’s your money, plain and simple.
It Actually Pays You Interest
TANGERINE Chequing pays interest on each and every one of your hard earned dollars. After all, isn’t that what a bank account is supposed to do?
24/7 Live Support
If you ever have any problems or questions, feel free to call 1-800-464-3473 and talk to a real person anytime day or night. Try calling your bank at 3 AM!
Free Email Alerting
You won’t have to wonder whether your payment has cleared, what your current account balance is or if that deposit has happened yet. TANGERINE Chequing will alert you when your money is in motion to ensure you’re on top of it at all times.
Free ABM Access
Paying to access your own cash isn’t fair. Now, you can deposit or withdraw your money for free nation-wide through THE EXCHANGE® Network. ( this will change in the next few months and then we will be able to access Scotiabank ATMs ).
Overdraft Protection is a feature that can be added to Tangerine Chequing Accounts to help cover occasional shortfalls in your Account. It covers most everyday transactions, including cash withdrawals, pre-authorized payments, cheques and debit purchases, up to your approved limit. If your Account is short of funds, your Overdraft Protection will automatically kick in to help you avoid having transactions declined or being charged a Non-Sufficient Funds (NSF) fee.
If the negative balance on your Account remains unpaid at the end of the day, you’ll be charged a $5.00 fee. We’ll only charge a maximum $5.00 fee per month, so if your Account becomes overdrawn again within the same month, you won’t incur another fee.
If you’re still in a negative balance at the end of the month, you’ll be charged another $5.00 fee at the beginning of the next month. For example, if you go into overdraft on October 15th and don’t pay back the amount by the end of that day, you’ll be charged a $5.00 fee. If your Account is still in a negative balance on November 1st, you’ll be charged a $5.00 fee at the end of that day. Subsequent $5.00 charges will continue to apply monthly while your balance remains negative, until it’s paid back in full. The Overdraft fee is in addition to Overdraft interest charges, as outlined in the question below.
Free Tangerine Email Money Transfers
Need to pay a friend quickly and easily? With TANGERINE Chequing, payback is as easy as sending a quick email. Tangerine Email Money Transfers are FREE.
The new mobile banking website, as well as the iPhone, iPad and Blackberry applications mean saving and daily banking are at your fingertips. Check your account balances, pay bills, transfer money, email money, find out the closest ABM locations and more.
I hope you enjoy your Tangerine Canada Account as much as I do!